Benazir Kafalat Phase 1 Payments
Benazir Kafalat Phase 1 Payments Government of Pakistan has officially launched the new installment of the Benazir Kafalat Program for July 2025, but this time with a significant change in the distribution method. This initiative, which supports millions of deserving women across the country, has now entered Phase 1 of disbursement, covering 49 selected districts. To make the process more transparent, secure, and easy for beneficiaries, the government has revised the distribution process. Understanding these updates is important to ensure smooth collection of payments without delays or confusion.
This new payment cycle brings relief to thousands of families in need. However, to prevent crowding at camps and avoid the difficulties faced in previous phases, multiple new channels have now been introduced for collecting the quarterly installment of Rs. 13,500. These include not just government camps but also HBL Connect agents and designated bank branches. This change is a part of BISP’s commitment to enhancing service quality and financial safety for all women who qualify under the updated NSER survey and PMT score.
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What New in BISP 13500 July 2025 Payment Phase
The July installment under Phase 1 has officially started in the selected districts. But unlike earlier phases, the payment collection process has been improved. Beneficiaries now have more flexibility in how they receive their money.
Here’s what has changed:
- Distribution now includes designated camps, HBL Connect agents, and selected bank branches.
- In some areas, ATM access has also been restored for easier withdrawals.
- Long waiting lines and agent-related complaints are being addressed with a better monitoring system.
- Payments started officially from Thursday and Friday of the launch week.
This method is expected to reduce pressure on one channel and ensure that women living in remote or underdeveloped areas also have fair access to payments.
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Complete List of Districts in Phase 1 July 2025
Following districts from each province are included in Phase 1 of July’s payment distribution:
Punjab
Rawalpindi, Murree, Attock, Chakwal, Jhelum, Islamabad,
Talagang, Mandi Bahauddin, Narowal, Sialkot, Gujrat,
Sargodha, Bhakkar, Khushab, Multan, Toba Tek Singh,
Mianwali, Okara, Sheikhupura, Gujranwala, Wazirabad, Layyah, Bahawalpur
Sindh
Sanghar, Nawab Shah, Benazirabad, Mirpur Khas,
Tharparkar, Matiari, Umarkot, Jamshoro, Dadu, Khairpur, Ghotki
Balochistan
Qila Abdullah, Qila Saifullah, Chaman, Pishin,
Harnai, Ziarat, Sibi, Zhob, Loralai
KPK
Tank, Lakki Marwat, Buner
Gilgit Baltistan & AJK
Ghizer, Haveli
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Who Can Receive the BISP July Installment
Not every woman qualifies for the Rs. 13,500 payment. Only those who are already registered and marked eligible in the BISP database can receive the installment. The eligibility is determined based on PMT (Poverty Means Test) scores, which are calculated using household income, assets, and living conditions.
Women with PMT scores of 32 or below are eligible. However, for certain special categories like widows, disabled individuals, and transgender persons, a PMT score of up to 37 is accepted. If you recently completed your NSER survey and your district is listed in Phase 1, you will also be considered for this payment cycle.
It is important to understand that registration alone is not enough. You must also be declared “eligible” in the database. You can check your eligibility status by sending your CNIC to 8171 or visiting the 8171 web portal.
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How to Receive BISP 13500 Payment Step-by-Step
To ensure smooth and secure payment collection, follow these instructions:
- Confirm eligibility through SMS send CNIC to 8171 or online via the BISP portal.
- Visit your nearest:
- Government-assigned camp in selected areas
- HBL Connect agent
- Bank branch where payment service is available
- Carry your original CNIC and complete biometric verification.
- Collect Rs. 13,500 in full and take a printed receipt for record.
- Count your money on the spot before leaving.
This method ensures you don’t fall victim to deduction scams and can confidently report any issues if they arise.
You Can Also Read: 8171 CNIC Verification Check Eligibility for BISP 13500
Important Points to Remember for July Phase
- Payments will only be made to valid CNIC holders. Expired CNICs will not be accepted.
- No middlemen or agents are allowed to deduct your payment. Report any fraud immediately.
- After receiving money, you should always get a receipt.
- If an agent or camp official demands any commission, send your CNIC to 8171 and report the issue.
- BISP does not charge any fee for providing these services.
By following these points, beneficiaries can avoid delays and protect themselves from fraud.
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What to Do If Your District is Not in Phase 1?
Benazir Kafalat Phase 1 Payments If your district is not listed in this phase, stay calm. BISP is planning to announce Phase 2 very soon, which will include all remaining districts. In the meantime:
- Use the 8171 web portal or SMS service to check your eligibility status.
- Ensure your PMT score and personal details in the system are accurate.
- Keep checking official BISP updates and avoid relying on rumors or false information from unauthorized sources.
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FAQs
Will expired CNICs be accepted for payment?
No, you must have a valid CNIC to receive your payment.
Can I receive money from an HBL Connect agent instead of a camp?
Yes, eligible women can collect payments from HBL Connect agents and designated banks.
What if someone deducts my money?
Immediately register a complaint by sending your CNIC to 8171 or visiting a BISP office.
Are newly registered women eligible for this installment?
Yes, if they’ve been declared eligible and their district is part of Phase 1.
When will Phase 2 start?
It will be announced soon and cover all the remaining districts.
Can transgender individuals also receive payments?
Yes, they are eligible if their PMT score is 37 or lower and they are registered with a valid CNIC.
Final Words
The Benazir Kafalat July 2025 Phase 1 payment distribution is a vital step toward providing financial relief to the country’s most vulnerable women. With the revised collection process, the government aims to reduce hurdles and ensure transparency at every level. If your district is included, make sure your documents are ready, your CNIC is valid, and your eligibility is confirmed through the portal or SMS. If not, don’t worry Phase 2 is coming shortly, and everyone will get a chance. Stay updated through official BISP sources and avoid falling into misinformation traps
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