July 2025 BISP Payment Update
July 2025 BISP Payment Update Details of the distribution of money by BISP in July have been revealed. Money will be distributed in July to those areas that have been left out of the distribution of money in Phase One and Phase Two. BISP continues its nationwide mission to provide financial assistance to low-income families across Pakistan. As part of its Kafalat Program, BISP has started the second phase of the Rs. 13,500 quarterly payment in July 2025, benefiting thousands of eligible women and families. This phase not only includes the standard Kafalat payment but also incorporates the Benazir Taleemi Wazaif for children enrolled in school.
The July payments are particularly important for families who were left out in May due to verification issues, data updates, or bank-related delays. BISP has responded to these concerns by resuming and expanding payments across 98 designated districts under new clusters, ensuring a more efficient and transparent process.
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Overview of July 2025 BISP Payments
The Government of Pakistan, through BISP, has allocated Rs. 13,500 per beneficiary under the Kafalat program for the July quarter. Many women are also receiving additional educational stipends for their children. These stipends are part of the Benazir Taleemi Wazaif program, aimed at encouraging school attendance among poor children.
This July, payments are being released in a phased manner. Beneficiaries are advised to wait for the official SMS from 8171 before visiting campsites or payment centers. Districts have been grouped into clusters, with separate banks and mobile wallet partners designated for each area to avoid long queues and ensure timely distribution.
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Eligibility Criteria for July BISP Payment
To receive the BISP Kafalat payment of Rs. 13,500, applicants must meet strict eligibility conditions set by the program. These include both economic and documentation-related factors. BISP conducts data verification through the National Socio-Economic Registry NSER and dynamic surveys.
- The applicant must be a female head of household with a valid CNIC.
- The Poverty Means Test PMT score must be below 32.
- No family member should be employed in government service.
- The beneficiary should not have traveled abroad or own significant assets.
- CNIC and biometric verification must be successfully completed.
- The mobile number used should be registered in the name of the beneficiary.
Those who faced delays due to fingerprint mismatches or missing data have been advised to complete verification at the nearest BISP Tehsil Office before July’s end.
BISP July 2025 Payment Distribution Details
In this phase, payments are being disbursed through a combination of campsites, bank branches, ATMs, and mobile wallet agents. BISP has partnered with various banks and financial service providers across different regions to facilitate smooth distribution.
Payment Modes:
- BISP Campsites: Payments are issued upon biometric verification.
- Bank ATMs: Selected partner banks are offering ATM withdrawals.
- Bank Branches: For those without access to ATMs, direct branch payments are allowed.
- Mobile Wallets: Services like JazzCash, Easypaisa, and HBL Konnect are activated in designated districts.
Beneficiaries are reminded not to visit any payment center unless they have received a payment confirmation SMS from 8171. This is to avoid unnecessary crowding and delays.
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List of Districts Covered in July 2025 Phase 2
This month’s payment round covers 98 districts in Pakistan that were either partially covered in Phase 1 or excluded earlier. These include key areas in Punjab, Sindh, KP, Balochistan, Gilgit-Baltistan, and AJK.
Punjab:
- Rawalpindi, Lahore, Faisalabad, Gujrat, Gujranwala, Sialkot, Multan, Bahawalpur, Layyah, Bhakkar, Khushab, Chakwal, Hafizabad, Mandi Bahauddin, Vehari, Narowal, Attock, and Jhelum.
Sindh:
- Karachi (all zones), Hyderabad, Larkana, Sukkur, Naushahro Feroze, Khairpur, Umerkot, Thatta, and Tharparkar.
KP:
- Peshawar, Swat, Abbottabad, Mardan, Chitral, Kohat, Lakki Marwat, and Bannu.
Balochistan:
- Quetta, Zhob, Turbat (Kech), Panjgur, Sibi, Loralai, Washuk, Duki, and Kohlu.
AJK & GB:
- Haveli and Ghizer.
These districts have been grouped into specific clusters, with payments being managed cluster-wise to ensure smoother operations.
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Cluster-Wise District Groupings for July Payments
BISP has divided the 98 districts into specific payment clusters. Each cluster follows its own schedule and uses different banks or service providers to avoid bottlenecks.
Sample Cluster Breakdown:
- Cluster 1: Rawalpindi, Islamabad, Gujrat, Jhelum, Chakwal, Attock
- Cluster 11: Lahore, Karak, Kohlu, Khanewal, Kashmore
- Cluster 13: Ghotki, Zhob, Haveli, Ghizer, Layyah, Bahawalpur, Buner
- Cluster 15: Quetta, Panjgur, Turbat, Rajanpur, Nankana Sahib
Payments in some clusters (especially Cluster 11 with Bank Alfalah) have been slightly delayed due to verification backlogs. However, BISP confirms that these will be cleared by the end of July.
How to Check Your BISP Payment Status July 2025
Four Methods to Check Your Payment:
- Via 8171 Web Portal
- Visit www.bisp.gov.pk
- Click on the 8171 Web Portal
- Enter your 13-digit CNIC and captcha code
- View your eligibility and payment information
- By SMS:
- Send your CNIC (without dashes) to 8171
- Wait for a reply indicating eligibility and payment status
- Calling the Helpline:
- Dial 0800-26477
- Share your CNIC for live support
- Visit a Nearby BISP Tehsil Office:
- Bring your original CNIC
- Staff will help you verify your record and resolve payment delays
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District-Wise Bank & Wallet Mapping
Different districts are mapped with different bank partners and wallets. This mapping determines how you will receive your payment.
Bank & Wallet Mapping:
- Bank Alfalah: Lahore, Karachi, Rawalpindi, Quetta
- HBL: Peshawar, Multan, Islamabad, Quetta
- JazzCash: Islamabad, Karachi, Peshawar, Multan
- Easypaisa: Hyderabad, Gujranwala, Rawalpindi, Sialkot
- Bank of Khyber: Swat, Abbottabad, Mardan, D.I. Khan, Bannu
Beneficiaries are advised to visit the appropriate outlet based on their city and assigned bank.
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Important Reminders for July Beneficiaries
To ensure smooth processing and avoid common mistakes, follow these key guidelines:
- Always wait for an official SMS from 8171 before visiting a payment center.
- Do not trust unauthorized agents demanding extra fees.
- Keep your CNIC updated and verified.
- If you faced fingerprint issues, reverify through NADRA or your local BISP office.
- If your payment was missed in May, it will be included in this round or next.
Final Words
July 2025 BISP Payment Update round is an important opportunity for thousands of deserving families across Pakistan. With the expansion into more districts, improved distribution systems, and inclusion of pending May payments, BISP is showing its commitment to timely and transparent delivery of financial aid. Eligible women are urged to stay updated through the official portal and avoid relying on unverified sources. If you’re still waiting, your payment may be just around the corner just ensure your documents are complete, and verification is done
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FAQs
How much is the BISP Kafalat payment for July 2025?
The July 2025 payment is Rs. 13,500 per eligible woman under the Benazir Kafalat program.
When will BISP payments for July 2025 be fully distributed?
Payments are being distributed in phases and will be completed by the end of July 2025.
What should I do if I haven’t received an SMS from 8171?
Wait for the official SMS or check your status on the 8171 web portal before visiting any center.
Can I collect my BISP payment without biometric verification?
No, biometric verification is mandatory at campsites or payment points for all beneficiaries.
Are Benazir Taleemi Wazaif included in this payment round?
Yes, eligible children of registered women will also receive Taleemi Wazaif in this payment cycle.
What if my district was not included in the July 2025 list?
Your payment may be issued in the next phase; continue checking updates via 8171 or BISP offices.
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